Fee-only, conflict-free portfolio advisory for high-net-worth individuals. We construct, monitor, and rebalance equity portfolios while providing PMS and AIF guidance — so your wealth compounds with purpose.
Share your details — we'll review your portfolio and call you within 24 hours.
As a SEBI-registered fee-only advisor, our only obligation is to you — not to product manufacturers, AMCs, or brokers.
SEBI RIA regulations legally require us to act in your best interest at all times. Unlike distributors who earn trail commissions, our advice is never influenced by product incentives.
We don't sell products — we build structured portfolios aligned to your specific wealth creation, retirement, income, or legacy goals with defined time horizons.
Maximising returns is only half the story. We actively manage downside risk through diversification, asset allocation, and tactical hedging across market cycles.
Navigating India's ₹50L+ PMS and ₹1Cr+ AIF universe is complex. We evaluate managers, track records, strategy fit and fee structures objectively — helping you choose wisely.
Markets change. Life changes. We provide structured quarterly portfolio reviews, track goal progress, and rebalance allocation proactively — not reactively.
We specialise in FEMA-compliant NRI portfolio management covering NRE/NRO/FCNR investments, DTAA tax optimisation, and repatriation-friendly structures.
A disciplined, research-driven framework built for long-term wealth compounding.
We begin with a 90-minute consultation to understand your financial goals, risk appetite, existing portfolio, income sources, tax situation, and life stage — building a complete financial picture.
Based on your goals and risk profile, we design a customised asset allocation model across equity, debt, gold, real estate, and alternatives — forming the strategic foundation of your portfolio.
We select high-quality equity funds, direct equities (for larger portfolios), PMS managers, and debt instruments using a multi-factor research framework — quality, valuations, management, and moat.
We continuously monitor your portfolio against benchmarks and goal targets. Quarterly rebalancing keeps allocation on track; tactical shifts are made when macro conditions or valuations warrant a change.
Every year we conduct a comprehensive review — revisiting goals, updating income/expense assumptions, reviewing tax efficiency, and adjusting the long-term plan to reflect your current life situation.
Understanding the right approach for your portfolio size and goals.
| Parameter | DIY Investing | Mutual Funds via Distributor | PMS (Direct) | Mintra FinServ Advisory |
|---|---|---|---|---|
| Minimum Investment | Any amount | ₹500 SIP onwards | ₹50 Lakhs (SEBI mandate) | ₹50 Lakhs+ (advisory) |
| Conflict of Interest | None, but limited expertise | High — trail commissions | Performance fees can misalign | Zero — fee-only fiduciary |
| Customisation | Full but unsupported | Low — pooled fund | High — direct stock ownership | Full — goal-based bespoke |
| Portfolio Transparency | Full | Monthly disclosure | Full — direct demat | Full — your accounts only |
| Research & Expertise | Self-managed — time intensive | Fund manager decides | Professional management | SEBI RIA, CFP®, dedicated advisor |
| Tax Optimisation | DIY — often overlooked | Basic — fund-level only | Some — manager dependent | Active LTCG/STCG harvesting |
| Goal Integration | Manual tracking | None — product-first | Limited — return-focused | Goals mapped, tracked quarterly |
| Total Cost | Low fee, high time cost | 1–2% trail + exit loads | 1–2% + 10–20% performance fee | Transparent fixed fee — no trail |
A full suite of wealth management services for HNI and UHNI clients in Hyderabad.
Direct equity portfolio construction and management for sophisticated investors seeking alpha over index returns.
Objective evaluation and ongoing monitoring of Portfolio Management Services for qualifying investors.
Guidance on Alternative Investment Funds — from venture capital and real estate funds to long-short strategies.
Holistic wealth structuring to maximise post-tax returns and protect wealth across generations.
Specialised advisory for Non-Resident Indians with assets or family in Hyderabad.
End-to-end retirement corpus building and legacy structuring for wealth transfer to the next generation.
Founder & Lead Portfolio Advisor
Most wealth advisors in India earn 1–2% annual trail commission on your assets under management — meaning they earn more when you invest more, regardless of performance or suitability. This creates a fundamental conflict of interest.
Mintra FinServ operates on a fee-only model — we charge a transparent advisory fee and earn zero commissions from any mutual fund, PMS, AIF, or insurance product. SEBI's RIA regulations legally enforce this fiduciary standard.
Ankit Choradia brings deep expertise in equity portfolio construction, financial planning, and wealth structuring for HNI families and senior IT professionals across Hyderabad. With ₹500Cr+ AUA and 500+ satisfied clients, Mintra FinServ is among Hyderabad's most trusted independent wealth advisory firms.
No hidden commissions. No performance fee. Just honest, transparent advisory fees.
For portfolios up to ₹50 Lakhs
For portfolios ₹50L – ₹2 Crore
For portfolios above ₹2 Crore
* SEBI-regulated advisory fee. No trail commissions. GST applicable as per government norms. Fees are negotiated annually based on complexity and portfolio size.
From first call to fully optimised portfolio — a clear 5-step process.
30-minute call to understand your current portfolio, goals, and concerns. No obligation.
Detailed 90-min intake covering income, assets, goals, risk tolerance, and tax situation.
We deliver a comprehensive portfolio health report with gap analysis and recommendations.
SEBI-compliant advisory agreement. We build your customised investment policy statement.
Quarterly reviews, rebalancing, and continuous monitoring — your portfolio always on track.
Real results from real clients across Hyderabad.
I had ₹1.2 Crore scattered across FDs, random mutual funds, and a few underperforming stocks. Ankit restructured everything into a coherent portfolio aligned to my retirement goal. The clarity alone was worth the fee.
As an NRI based in the US, I needed someone who understood both FEMA rules and tax implications. Mintra handled my NRE and NRO portfolio flawlessly and helped me repatriate funds without any compliance issues.
I was paying 1.5% trail commission to a distributor for years without realising it. Switching to Mintra's fee-only model saved me over ₹1.8 Lakhs per year in hidden costs — money that now stays in my portfolio.