Trusted by 500+ Hyderabad Families

Home Loan Hyderabad

Rates from 8.40%  ·  30+ Lenders  ·  Same-Day Sanction Letter

Check Eligibility Free → WhatsApp Us
₹500 Cr+ Disbursed
30+ Lenders
4.9★ Rating

Why Choose Mintra FinServ?

We work for you — not the banks. Our advisors are incentivised to get you the best deal.

Best Rate Guarantee

We compare SBI, HDFC, ICICI, Axis, LIC and 25+ lenders to get you the lowest rate available for your profile.

End-to-End Support

From eligibility check to disbursement, our advisors handle everything — paperwork, follow-ups, and coordination.

Zero Hidden Charges

Complete fee transparency. We disclose every cost upfront. No surprises at any stage of your loan journey.

Current Home Loan Rates — Hyderabad (April 2026)

Live comparison across top lenders. We negotiate on your behalf to improve these rates further.

Lender Rate (p.a.) Max Tenure Max LTV Processing Fee
SBI Home Loan 8.40% – 9.65% 30 years 90% 0.35%
HDFC Home Loan 8.50% – 9.75% 30 years 90% 0.50%
ICICI Bank 8.60% – 9.85% 30 years 85% 0.50%
Axis Bank 8.75% – 10.10% 30 years 85% 1.00%
LIC Housing 8.45% – 9.70% 30 years 90% 0.25%
Kotak Mahindra 8.70% – 10.05% 20 years 85% 0.50%

Rates are indicative as of April 2026. Final rate depends on CIBIL score, income, and lender policy.

Am I Eligible for a Home Loan in Hyderabad?

Most salaried and self-employed individuals can qualify for a home loan. Here are the standard eligibility parameters across major lenders. Our advisors review your profile free of charge to maximise your approval chances.

Check My Eligibility →
Age 21–65 years at the time of loan application
Salaried: ₹25,000+ monthly income  |  Self-employed: ₹3L+ annual ITR
CIBIL Score 700 or above for best rates
Property located in approved localities in Hyderabad
Minimum 2 years of employment or business vintage

How It Works — 4 Simple Steps

From enquiry to disbursement, we make the entire process smooth and transparent.

1

Free Consultation

Share your requirements. Our advisor reviews your profile and recommends the best lenders.

2

Document Collection

We provide a tailored checklist and assist with uploading all required documents securely.

3

Lender Shortlisting

We submit to the right lender and negotiate the rate, tenure, and processing fee on your behalf.

4

Disbursement

Sanction letter in 24–48 hrs. Disbursement within 7–10 working days for ready properties.

Get Your Free Home Loan Consultation

Our advisor will call you within 2 hours

Thank You!

Our advisor will call you within 2 hours to discuss your home loan options.

Frequently Asked Questions — Home Loans in Hyderabad

Everything you need to know before applying for a home loan.

What is the current home loan interest rate in Hyderabad?

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Rates start at 8.40% p.a. from SBI and LIC Housing. The exact rate depends on your CIBIL score, income, and employer. Mintra FinServ compares 30+ lenders to ensure you get the best available rate for your profile.

What documents are required for a home loan in Hyderabad?

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Salaried: PAN, Aadhaar, last 3 months salary slips, 6 months bank statements, Form 16, property documents.

Self-employed: PAN, Aadhaar, last 2 years ITR, balance sheet, bank statements, property documents.

How much home loan can I get on my salary in Hyderabad?

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Most lenders allow EMI up to 50–60% of your net monthly income (FOIR). Example: ₹1 lakh monthly income → up to ₹75–80 lakh loan (at 9% for 20 years). Use our free calculator at /tools.html.

Can I get a home loan for an under-construction property in Hyderabad?

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Yes. Most lenders fund RERA-registered under-construction projects in Hyderabad. Loan disbursement is done in tranches linked to construction stages. Interest is charged only on the disbursed amount during the construction period.

How long does it take to get a home loan approved in Hyderabad?

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With Mintra FinServ, you can get a sanction letter within 24–48 hours and disbursement within 7–10 working days for ready-to-move properties. Timelines may vary for under-construction properties depending on the lender and builder documentation.