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Financial Tools That
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Get instant, personalised financial analysis from our AI — no sign-up required. All tools are free and built by SEBI registered advisors.

Our Tools

7 Free Financial Tools for Your Goals

Pick the tool that matches where you are today. Our AI will guide you through the entire process.

FREE 📈

SIP Calculator

Step-Up SIP, Goal Planner, SWP & Cost of Delay

⏱ Instant results · No sign-up
  • Step-Up SIP — see impact of annual SIP increases
  • Goal Calculator — target ₹1Cr, ₹50L, any amount
  • SWP Simulator — plan your monthly retirement income
  • 30X Retirement Rule checker
  • Cost of Delay visualizer with interactive charts
Open SIP Calculator →
FREE 📋

Financial Plan Template

Ready-to-use Excel plan — goals, SIPs, net worth & cash flow

⏱ Delivered on WhatsApp · No sign-up
  • Pre-built Excel with goal & SIP planners
  • Net worth & monthly cash-flow tracker
  • Emergency fund & insurance checklist
  • Retirement corpus estimator
  • Free CFP review call on request
Get Free Template →
FREE 📊

SIP Readiness Index

Are you financially ready to start investing?

⏱ Takes ~3 minutes
  • Personalised readiness score out of 100
  • Analysis of income, expenses & savings rate
  • Recommended SIP amount for your goals
  • Emergency fund & debt check
  • Expert review call included
FREE 🏠

Loan Optimisation Report

Are you paying more EMI than you should be?

⏱ Takes ~4 minutes
  • Compare your rate vs current best rates
  • Balance transfer savings calculator
  • EMI reduction potential analysis
  • Prepayment impact projections
  • Refinancing eligibility check
FREE 💼

Portfolio Health Check

Is your mutual fund portfolio working hard enough?

⏱ Takes ~5 minutes
  • Asset allocation review & rebalancing advice
  • Overlap detection across funds
  • Risk vs return analysis
  • Underperformer identification
  • Goal alignment check
FREE 💰

Loan Eligibility Check

How much loan can you get and at what rate?

⏱ Takes ~3 minutes
  • Max loan amount based on income
  • Best interest rates you qualify for
  • Home, personal & business loan options
  • Document checklist for fast approval
  • Direct bank application support
FREE 🗺️

Property Approval Checker

Gram Panchayat, HMDA or DTCP — is your plot bankable?

⏱ Takes ~1 minute
  • Gram Panchayat vs HMDA/DTCP layout status
  • LP (Layout Permission) number check
  • Deviation & GPA risk flags
  • Plot, plot+construction & resale covered
  • Instant bankability read, no CIBIL impact
FREE 🧭

Which Lender Will Approve Me?

Rejected before, no ITR, or low CIBIL? Get routed right.

⏱ Takes ~1 minute
  • Works for home loan, LAP & balance transfer
  • Routes by income type, CIBIL & obligations
  • Built for rejection-recovery cases
  • Soft check only — no hard credit pull
  • Advisor confirms your exact lender match
FREE 🧮

Self-Employed Eligibility Estimator

ITR, GST turnover or banking surrogate — see your number

⏱ Takes ~1 minute
  • 4 income routes: ITR, GST, banking surrogate, professional
  • Instant eligible loan amount estimate
  • Compare routes to find your highest eligibility
  • Built for business owners & professionals
  • Soft check only — no hard credit pull
FREE 👨‍💼

Talk to an Advisor

Get a personalised consultation with our SEBI-registered team

⏱ 30-minute free call
  • SEBI Registered Investment Advisor
  • Unbiased, fee-only advice
  • Comprehensive financial planning
  • Covers investments, loans & insurance
  • Serving clients across India, US, Middle East, South Asia & Europe
MEET YOUR AI ADVISOR

One Chat.
All Your Answers.

Our AI assistant is trained by SEBI Registered Advisors and available 24/7. Just type what's on your mind — it will instantly route you to the right tool.

  • Instant responses, no waiting
  • 🔒 Fully private — no data stored
  • 🤖 Powered by Claude AI (Anthropic)
  • 📱 Also available on WhatsApp
  • 👨‍💼 Human advisor handoff when needed
🤖
Mintra AI Advisor
Online · Replies instantly
Hi! 👋 I'm your AI financial assistant. What would you like help with today?
📊 Check SIP Readiness
🏠 Optimise My Loan
💼 Portfolio Health Check
Type your question...
How It Works

Simple. Fast. Personalised.

From first message to expert insight in under 5 minutes.

1

Choose a Tool

Pick the tool that matches your need — or just chat and our AI will figure it out.

2

Answer 5–8 Questions

Our AI asks simple questions about your finances — no jargon, no complexity.

3

Get Your Report

Receive a personalised analysis with clear, actionable recommendations.

4

Talk to an Expert

Optionally, speak with our SEBI-registered advisor for a deeper review.

Mintra Financial Services Pvt Ltd · SEBI Registered Investment Advisor
Head Office (Hyderabad): 3rd Floor, S L Square Building, 301, H.No. 3/5/886 to 888, Street No. 3, Above Kia Showroom, Himayathnagar, Hyderabad, Telangana 500029
Branch Office (Bangalore): Golden Square CBD South, 6th Cross, Wilson Garden, Bangalore, Karnataka 560027
📧 connect@mintrafinserv.com · 📞 +91 88866 36600

The information provided by this tool is for educational purposes only and does not constitute investment advice. Please consult a qualified financial advisor before making investment decisions. SEBI Registration No: Visit SEBI