HOME LOAN ADVISORY

Home Loan Rejected
or Paying High EMI?

Get a clear approval strategy for Home Loans, Balance Transfer & Top-Up — even for complex or rejected profiles.

Check My Loan Approval Chances on WhatsApp CHECK ELIGIBILITY FORM
RBI-regulated bank & NBFC partners
Balance Transfer & Top-Up specialist
No spam calls. Advisor-led process.
IS THIS FOR YOU?

This Service Is Ideal If You Are…

Salaried with job changes or variable income

Self-employed / business owner

Low or average CIBIL score

Home loan rejected by a bank

Currently paying 8.75%+ interest

Need Top-Up for liquidity

I Match One or More – Review My Case
OUR DIFFERENCE

Why Mintra Is Not a Typical Loan Agent

❌ Typical Agents

  • Push a single bank
  • Apply blindly without diagnosis
  • Care only about login fees
  • Disappear after rejection

✅ Mintra Approach

  • Multi-bank strategy — best fit first
  • Profile diagnosis before any application
  • Approval engineering for complex cases
  • BT + EMI optimization advisory
  • Long-term advisor mindset
"We engineer approvals — we don't gamble with your CIBIL."
OUR PROCESS

How the Process Works

1

Profile Review

We analyse your income, CIBIL, and loan history to map your eligibility accurately.

2

Bank & Product Mapping

We identify the best-fit banks and products for your profile — not just any lender.

3

Advisory Call

Only if eligible, we schedule a focused advisory call. No time wasted.

4

Application & Disbursal

We manage documentation, follow-ups, and approvals through to disbursal.

If your case is not viable, we tell you upfront — no wasted CIBIL hits.
BALANCE TRANSFER & TOP-UP

Already Have a Home Loan?
You May Be Overpaying.

A 1% reduction on a ₹50L loan can save ₹8–12 lakhs over the tenure.
  • Lower EMI
  • Shorter tenure
  • Business / personal liquidity
  • Smart Top-Up structuring
Calculate My BT Savings
Average Rate Reduction
0.5% – 1.5%
Avg. Interest Saved
₹6–12 L
Processing Time
7–14 Days
REAL RESULTS

Real Cases We Handle

Names anonymised to protect privacy. Results may vary based on individual profiles.

Approved ✓
💼

Salaried with 2 Job Switches

Client had two job changes in 18 months — flagged high-risk by most banks. We mapped the right lender and structured the case. Approved by ICICI at 8.65%.

₹42L Home Loan · Hyderabad
BT Success ✓
🏢

Business Owner — BT + Top-Up

Business owner with an ITR dip in one year. Existing loan at 9.2%. We engineered a Balance Transfer + Top-Up for liquidity. Saved ₹6.2 lakhs.

₹65L BT + ₹10L Top-Up · Hyderabad
₹9.4L Saved ✓
📉

High ROI — Interest Savings

Client paying 9.1% on an existing home loan since 2019. Simple BT to 8.1% resulted in ₹9.4 lakhs saved over the remaining tenure.

₹55L Balance Transfer · Secunderabad
WHY TRUST US

Experience. Process. Integrity.

Experienced Loan & Financial Advisor

13+ years of loan advisory experience across salaried and business profiles.

Works with Leading Banks & NBFCs

30+ lender partners including SBI, HDFC, ICICI, Bajaj Finserv, Tata Capital, and more.

RBI-Aligned Process

Registered DSA/LSP operating within RBI guidelines. No misleading commitments.

No Upfront Fees for Review

We assess your profile first. Charges only apply on successful loan processing.

Hyderabad-Based, Pan-India

Headquartered in Himayathnagar, Hyderabad. Serving clients across India.

Don't Reapply Blindly.
Get a Strategy First.

A wrong application can reduce your CIBIL score and reduce your future eligibility. One conversation could save you lakhs.

Start WhatsApp Loan Review
No spam • No forced applications • Clear yes/no guidance
FREE ELIGIBILITY CHECK

Check Your Loan Eligibility

Get instant results from 30+ lenders. Takes only 2 minutes. No impact on your CIBIL score.

1
Loan Details
2
Your Profile
3
Contact Info
Please select a loan type
₹10,00,000
15 Years
Please select employment type
Please enter your monthly income
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Please enter your date of birth
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Please select CIBIL score range
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