Mintra FinServ is a major channel partner for 20+ banks & NBFCs. We handle the complete Approved Project Finance process — from documentation to buyer loan disbursement — so you can focus on building.
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APF — Approved Project Finance is a pre-sanctioned status given by banks and NBFCs to a builder's residential project after verifying legal, technical, and financial credentials.
Once your project carries APF status with a bank, homebuyers can access home loans from that lender with significantly reduced friction — fewer documents, faster processing, and higher approval rates. This directly translates into faster sales velocity and higher buyer confidence.
Whether you're launching a new project or trying to boost sales velocity for an existing one, APF is the edge you need.
Getting APF from day one allows you to onboard multiple bank tie-ups before your sales launch, giving buyers immediate loan options and boosting confidence at the booking stage.
If loan rejections or long processing times are causing buyer drop-offs, APF from 3–5 banks accelerates buyer approvals and re-energises your sales pipeline significantly.
Multi-phase township projects benefit immensely from bank tie-ups with top PSU and private lenders — enabling your channel partners and brokers to close deals without loan bottlenecks.
Our team manages the full lifecycle of your APF — from first submission to ongoing buyer loan support.
We prepare a bank-ready documentation package — title deeds, RERA certificate, approved plans, developer financials, and more — submitted simultaneously to multiple lenders.
We have direct relationships with credit managers and technical valuers at 20+ banks. We proactively follow up, resolve queries, and ensure your file doesn't stall at any stage.
Our dedicated channel partner status with major lenders means we get priority processing. We target APF approval in 30–45 days, significantly faster than self-managed submissions.
Once APF is secured, our team handles buyer home loans from eligibility check to disbursement — so your sales team never loses a deal due to loan rejections or delays.
We submit your project to the most relevant lenders based on project type, location, and developer profile.
From your first call to APF approval and beyond — here's exactly how we support your project.
We review your project details, RERA status, title clarity, and developer profile to identify the best-fit lenders for APF submission.
Day 1–2Our team provides a precise checklist and helps you collate, organise, and prepare all documents in bank-ready format — saving weeks of back-and-forth.
Day 3–10We submit the APF application to 5–10 shortlisted banks simultaneously, maximising the number of approvals you receive within the shortest timeframe.
Day 10–14We follow up with credit, legal, and technical teams at each bank — resolving queries, scheduling site visits, and escalating when needed to maintain momentum.
Day 14–40APF letters secured. We then co-deploy with your sales team to process buyer home loan applications end-to-end, improving conversion and reducing drop-offs.
Day 30–45 onwardWe're not just a loan DSA — we're a dedicated financial services partner with deep bank relationships and a proven builder support track record.
Channel partner agreements with 20+ banks and NBFCs — PSU, private, and housing finance companies — gives your project maximum APF coverage in one engagement.
Our priority channel partner status means dedicated relationship managers at each lender. Typical APF timelines of 60–90 days are cut to 30–45 days in our experience.
Our APF service is offered at no charge to the builder. We earn our income through the buyer loan disbursements that follow — so our interests are perfectly aligned with yours.
We've processed 500+ buyer home loans in Hyderabad — our team knows the nuances of under-construction property financing, RERA compliance, and disbursement scheduling.
From APF submission to your last unit's buyer disbursement, you have one dedicated relationship manager — no handoffs, no communication gaps, no dropped balls.
As a SEBI-registered investment advisor and RBI-regulated loan distribution partner, we operate with full regulatory compliance — protecting both builder and buyer interests.
"Mintra got us APF from 6 banks in under 40 days for our 240-unit project in Narsingi. Their documentation team was thorough and the bank coordination was impressive — we've never had such smooth approvals."
"We were struggling with buyer loan rejections on our phase 2. Mintra's APF approach opened up 4 new lender options for our buyers. Sales picked up significantly within 2 months of the APF tie-up."
"The zero-cost model for builders and the post-APF buyer loan support is exactly what we needed. Mintra's team sits on-site during launches — that kind of commitment is rare in this industry."
Talk to our APF specialist. We'll assess your project, identify the best-fit banks, and outline the exact next steps — at no cost to you.
Share your project details and we'll connect you with our APF specialist within 24 working hours. No obligation, no fees.
Our team reviews all requests within 24 working hours
Our APF specialist will review your project details and reach out to discuss next steps.
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