For Builders & Developers · Hyderabad

Get Your Project
APF-Approved
Across 20+ Banks

Mintra FinServ is a major channel partner for 20+ banks & NBFCs. We handle the complete Approved Project Finance process — from documentation to buyer loan disbursement — so you can focus on building.

20+
Banks & NBFC Partners
30–45
Day Avg APF Turnaround
500+
Buyer Loans Processed

Get APF Support for Your Project

Share basic details — we'll reach out within 24 hours

🎉

Thank you! We'll reach out shortly.

Our APF team will call you within 24 working hours.

🔒 Your details are 100% confidential. No spam, ever.

20+ Bank Tie-ups SBI, HDFC, ICICI, Axis & more
Faster Approvals Dedicated credit team contacts
End-to-End Management Docs to disbursement
Post-APF Buyer Support Help buyers get loans faster
SEBI Registered Reg. No. INA000017728

What is Home Loan APF & Why Does Your Project Need It?

APF — Approved Project Finance is a pre-sanctioned status given by banks and NBFCs to a builder's residential project after verifying legal, technical, and financial credentials.

Once your project carries APF status with a bank, homebuyers can access home loans from that lender with significantly reduced friction — fewer documents, faster processing, and higher approval rates. This directly translates into faster sales velocity and higher buyer confidence.

Buyers get home loan sanction in 7–14 days vs 30–45 days for non-APF projects
Buyers need less documentation — legal/technical already cleared at project level
Multiple bank approvals give buyers more lender choice — reducing deal drop-offs
APF approval signals credibility — banks have vetted your project title & construction
Start APF Process
APF Journey for Your Project
1
Document Submission Title deed, RERA, approved plans, financials
2
Legal Verification Bank's empanelled lawyer reviews title chain
3
Technical Inspection Bank's valuer inspects site & construction quality
4
Credit Committee Review Developer financials & project viability assessed
5
APF Letter Issued ✓ Project listed on bank's approved projects portal
🏆
Mintra manages Steps 1–4 end-to-end So you receive the approval, not the paperwork burden

Ideal for Every Stage of Development

Whether you're launching a new project or trying to boost sales velocity for an existing one, APF is the edge you need.

🏗️

New Project Launches

Getting APF from day one allows you to onboard multiple bank tie-ups before your sales launch, giving buyers immediate loan options and boosting confidence at the booking stage.

📈

Stalled or Slow-Moving Projects

If loan rejections or long processing times are causing buyer drop-offs, APF from 3–5 banks accelerates buyer approvals and re-energises your sales pipeline significantly.

🏢

Large Township & High-Rise Projects

Multi-phase township projects benefit immensely from bank tie-ups with top PSU and private lenders — enabling your channel partners and brokers to close deals without loan bottlenecks.

Complete APF Management — We Handle Everything

Our team manages the full lifecycle of your APF — from first submission to ongoing buyer loan support.

📋

Documentation & Application Submission

We prepare a bank-ready documentation package — title deeds, RERA certificate, approved plans, developer financials, and more — submitted simultaneously to multiple lenders.

Title Deed Review RERA Docs Financials Multi-bank Submission
🤝

Credit & Technical Team Coordination

We have direct relationships with credit managers and technical valuers at 20+ banks. We proactively follow up, resolve queries, and ensure your file doesn't stall at any stage.

Credit Desk Liaison Valuer Coordination Query Resolution

Faster Turnaround for Approval

Our dedicated channel partner status with major lenders means we get priority processing. We target APF approval in 30–45 days, significantly faster than self-managed submissions.

Priority Processing 30–45 Day Target Escalation Support
🏠

Post-APF Buyer Loan Processing

Once APF is secured, our team handles buyer home loans from eligibility check to disbursement — so your sales team never loses a deal due to loan rejections or delays.

Eligibility Check Document Collection Sanction to Disbursal Site Visits

20+ Banks & NBFCs in Our APF Network

We submit your project to the most relevant lenders based on project type, location, and developer profile.

🏦
SBI
State Bank of India
🏦
HDFC
HDFC Bank
🏦
ICICI
ICICI Bank
🏦
AXIS
Axis Bank
🏦
LIC HFL
LIC Housing Finance
🏦
KOTAK
Kotak Mahindra
🏦
PNB HFL
PNB Housing Finance
🏦
BAJAJ
Bajaj Housing Finance
🏦
TATA
Tata Capital Housing
+11
More partners

Your APF Journey with Mintra FinServ

From your first call to APF approval and beyond — here's exactly how we support your project.

Step 1

Discovery Call & Project Assessment

We review your project details, RERA status, title clarity, and developer profile to identify the best-fit lenders for APF submission.

Day 1–2
Step 2

Document Collection & Preparation

Our team provides a precise checklist and helps you collate, organise, and prepare all documents in bank-ready format — saving weeks of back-and-forth.

Day 3–10
Step 3

Multi-Bank Simultaneous Submission

We submit the APF application to 5–10 shortlisted banks simultaneously, maximising the number of approvals you receive within the shortest timeframe.

Day 10–14
Step 4

Active Bank Coordination

We follow up with credit, legal, and technical teams at each bank — resolving queries, scheduling site visits, and escalating when needed to maintain momentum.

Day 14–40
Step 5

APF Approval & Buyer Loan Support

APF letters secured. We then co-deploy with your sales team to process buyer home loan applications end-to-end, improving conversion and reducing drop-offs.

Day 30–45 onward

Why Builders Choose Mintra FinServ for APF

We're not just a loan DSA — we're a dedicated financial services partner with deep bank relationships and a proven builder support track record.

20+
🏦

Largest Local Banking Network

Channel partner agreements with 20+ banks and NBFCs — PSU, private, and housing finance companies — gives your project maximum APF coverage in one engagement.

30–45d

Industry-Leading Turnaround

Our priority channel partner status means dedicated relationship managers at each lender. Typical APF timelines of 60–90 days are cut to 30–45 days in our experience.

0%
💰

Zero Cost to Builder

Our APF service is offered at no charge to the builder. We earn our income through the buyer loan disbursements that follow — so our interests are perfectly aligned with yours.

500+
🏠

Proven Buyer Loan Track Record

We've processed 500+ buyer home loans in Hyderabad — our team knows the nuances of under-construction property financing, RERA compliance, and disbursement scheduling.

End-to-End
🔄

Single Point of Contact

From APF submission to your last unit's buyer disbursement, you have one dedicated relationship manager — no handoffs, no communication gaps, no dropped balls.

SEBI Reg.
🛡️

Trusted, Regulated, Professional

As a SEBI-registered investment advisor and RBI-regulated loan distribution partner, we operate with full regulatory compliance — protecting both builder and buyer interests.

What Developers Say About Working With Us

★★★★★

"Mintra got us APF from 6 banks in under 40 days for our 240-unit project in Narsingi. Their documentation team was thorough and the bank coordination was impressive — we've never had such smooth approvals."

RK
Ramesh K.
Director, RK Constructions, Hyderabad
★★★★★

"We were struggling with buyer loan rejections on our phase 2. Mintra's APF approach opened up 4 new lender options for our buyers. Sales picked up significantly within 2 months of the APF tie-up."

PS
Priya S.
MD, Sunrise Homes, Shamshabad
★★★★★

"The zero-cost model for builders and the post-APF buyer loan support is exactly what we needed. Mintra's team sits on-site during launches — that kind of commitment is rare in this industry."

AV
Arun V.
Partner, AV Developers, Mokila

Frequently Asked Questions

APF is a pre-approval status issued by a bank or NBFC after verifying a builder's project — covering title, construction quality, RERA status, and developer financials. An APF-listed project allows homebuyers to get loans from that bank with faster processing and fewer documents, since the due diligence has already been completed at the project level.
Core documents include: RERA registration certificate, sanctioned building plan & layout, land title / mother deed, EC (Encumbrance Certificate), commencement certificate, company incorporation & KYC documents, last 2 years audited financials of the developer, and project specification/brochure. Mintra provides a complete, bank-wise checklist after the initial discovery call.
Typical APF timelines are 60–90 days if submitted directly by the builder. Through Mintra FinServ's channel partner network and dedicated bank relationships, we target 30–45 days. Timelines depend on legal title clarity, site readiness for inspection, and lender internal processes.
No. Mintra FinServ's APF support service is offered at zero cost to the builder. We earn our income through the home loan disbursements we process for homebuyers post-APF. This keeps our incentives 100% aligned with your project's success — the more units we help buyers finance, the better for both of us.
Yes. Most banks provide APF to under-construction projects as long as the project is RERA registered, has a commencement certificate, and the legal title is clear. In fact, getting APF early in the construction cycle maximises your marketing advantage — buyers have loan options from day one of your sales launch.
Based on your project profile, we typically identify 5–10 most suitable lenders and submit simultaneously. The goal is to secure APF from at least 4–6 banks to give your buyers maximum lender choice. We brief you on which lenders to prioritise based on rates, LTV (loan-to-value) norms, and market preference in your project's micromarket.
Absolutely. Post-APF, our team can be deployed at your sales office or launch events to assist buyers with eligibility checks, document collection, and application filing on the spot. This reduces booking-to-loan gap and lowers buyer dropout rates significantly.

Ready to Get Your Project APF-Approved?

Talk to our APF specialist. We'll assess your project, identify the best-fit banks, and outline the exact next steps — at no cost to you.

Let's Get Your Project APF-Ready

Share your project details and we'll connect you with our APF specialist within 24 working hours. No obligation, no fees.

  • We'll review your project and RERA status
  • Identify the 5–10 best-fit banks for your project
  • Share a complete document checklist
  • Outline expected timeline and approval process
  • Zero charges to the builder — ever
Himayathnagar, Hyderabad — 500029

Submit APF Proposal Request

Our team reviews all requests within 24 working hours

🎉

Request received! We'll call you within 24 hrs.

Our APF specialist will review your project details and reach out to discuss next steps.

🔒 All information is kept strictly confidential.